Can they take money out of my account checking or savings account when I file bankruptcy?
I have a checking and/or savings account at a bank that I also owe money to, can they take money out of my account?
Yes they can. I strongly advise in this situation that you close your account and open an account somewhere else at a bank that is not also a creditor.
Will any of my accounts be frozen?
No. Other than the situation described in the last question, your life goes on as normal after the bankruptcy is filed. Theoretically the trustee appointed in your case could freeze your account but that is almost unheard of. It is nothing to worry about.